Credit Requirements

If this is business funding, why do I need to use my personal credit?

The funding we facilitate is unsecured, therefore it is necessary for someone in your business to guarantee the loans will be repaid.  The loans will not appear on your personal credit, only the business credit profile. 

You or whoever you select as Guarantor must have at least 650 FICO scores on all three credit bureaus in order to be approved for funding. 

What if you don't have 650 FICO scores?

If you (or someone in your business) doesn't meet the FICO score requirements, we can assist you in getting your credit (or the person you designate as guarantor's credit) to the 650+ FICO approval level in as little as 30 days.

We have partnered with a Rapid Credit Repair Company that can get your credit scores where they need to be in order to qualify.  If you are interested in this service, contact us by clicking on the button below or send us an email at  credit@mclarenfunding.com